Take a minute to consider your various financial goals, from sending your kids to college to purchasing adequate life insurance to retiring. We provide access to a range of products and services that can be tailored to your unique needs. Our Southern Energy Investment Services Representative can help:
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RETIREMENT SERVICES
Financial Management
Insurance Services
Education Planning and Funding
Wealth Management
** Representative is neither a tax advisor nor attorney. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including information about estate planning, please consult your attorney.
Webinars and Events
Investment Services Upcoming Webinars
Social Security and Retirement Tuesday, March 11th, at 5:00 PM Central/6:00 PM Eastern
This seminar can help regardless of how close or far away retirement is, chances are you have questions and could use someone at your side to help lead the way — especially with how Social Security works.
Start finding answers at our Social Security and Retirement seminar at no cost or obligation to you. We’ll walk through specifics about Social Security and help you understand:
Click here to reserve your spot.
Understanding Medicare Tuesday, March 25th, at 5:00 PM Central/6:00 PM Eastern
Medicare is a key part of planning your retirement journey. We’re here to help you understand the basics so you can make your choice with confidence. Attending the Understanding Medicare seminar is a great first step in this process.
We’ll help you understand:
Road to Retirement Tuesday, April 8th, at 5:00 PM Central/6:00 PM Eastern
There’s a big difference between not working and not worrying. But for millions of Americans, the worrying begins after the working ends. If you only have a hit-or-miss plan for generating retirement income, you may not enjoy the stress-free retirement journey you’ve worked so hard for. Don’t let this happen to you. Here’s an opportunity to attend a valuable educational seminar on this important topic.
You’ll learn the answers to your retirement income questions, including:
Understanding Your Rollover Options Tuesday, April 22nd, at 5:00 PM Central/6:00 PM Eastern
Changing jobs is a common experience for most U.S. workers. But, what’s the right thing to do with your retirement savings plan account from a previous employer? Chances are you have questions and could use someone at your side to lead the way — especially in understanding how your decision can impact your long-term retirement savings.
You’ll get a clear understanding of the different options available to you when you leave an employer and have an employer-based retirement savings plan account balance to consider, including:
Three Transitions to Retirement Tuesday, May 6th, at 5:00 PM Central/6:00 PM Eastern
Your exciting next chapter will start soon. Are you ready? You’ll encounter financial, lifestyle and emotional milestones along the way — but you’re not in this alone. We’ll work together to help you feel confident about your path to retirement.
Topics covered include:
Social Security and Retirement Tuesday, May 20th, at 5:00 PM Central/6:00 PM Eastern
Start finding answers at our Social Security and Retirement seminar. We will walk through specifics about Social Security and help you understand:
Women and investing Tuesday, June 3rd, at 5:00 PM Central/6:00 PM Eastern
There’s no denying the facts: Women tend to live longer. As a woman, how do know if you have saved and invested enough for your retirement?
Join us for a candid conversation on the importance of building your own financial future through investing. Take control of your financial future by learning how to become a successful lifelong investor.
We’ll explore:
Understanding Medicare Tuesday, June 17th, at 5:00 PM Central/6:00 PM Eastern
Medicare is a key part of planning your retirement journey. We’re here to help you understand the basics so you can make your choice with confidence.
These workshops are educational only and are not investment advice.
There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risks including possible loss of principal.
Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Variable annuities are subject to market risk and may lose value.
INVESTMENTS
Real Estate Investment Trusts (REITs)
Annuities
MANAGED ACCOUNTS
Managed accounts are portfolios designed for individuals to match their specific financial needs with portfolio objectives, and managed by professional investment managers. Often these accounts offer an avenue for individuals to access investment managers that are generally available only to institutional-level investors.
Stephen Martin is the financial advisor* exclusively serving the Credit Union’s membership. He is especially qualified to provide Credit Union Members professional assistance, quality financial strategies and dependable service. Stephen is a Registered Representative of LPL Financial (LPL), and a financial advisor with 13 years in the financial industry. He is available to meet with individuals and families.
For a no-cost, no-obligation appointment, contact Stephen Martin by email at Stephen.Martin1@lpl.com or by phone at 205-226-6866.
Located at: Southern Energy Credit Union 750 17th Street North Birmingham, Alabama 35203
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BrokerCheck to check the background of investment professionals associated with this site on FINRA’s BrokerCheck.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Southern Energy Credit Union and Southern Energy Investment Services are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Southern Energy Investment Services and may also be employees of Southern Energy Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Southern Energy Credit Union or Southern Energy Investment Services. Securities and insurance offered through LPL or its affiliates are:
*The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Southern Energy Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
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